Leverage External Financing to Build your Own Ensemble

Advisors See SBA Loan Variable Rates Increase Again

Interest Rates for SBA Loans Increase 25 Basis Points Today

External Financing Trajectory for Advisor Acquisition Loans

What Advisors Need to Know About Insurance Requirements for Business Loans

Insurance Policy Requirements for Business Loans Business loans require the borrower to have a handful of insurance policies in place. Lenders vary in these insurance policy requirements. Each lender has their internal policies regarding required borrower insurance including different insurance policy types, coverage amounts, certificates and document specifications, and ongoing policy requirements. SBA lenders have […]

The Easiest Acquisition Loan is a Partial Client Acquisition

A Partial Client Acquisition (PCA) is when the buyer is acquiring a partial client list, typically less than 50% of the seller’s revenues or assets, rather than acquiring the entire practice. PCAs provide many benefits to both the buyer and seller, and can also provide an ideal path for implementing succession transition strategies. PCAs provide […]

How the Fed’s Rate Increase Impacts Business Loans for Financial Advisors

The Fed has increased the benchmark interest rate by 25 basis points to 1.5%. This is the 5th rate increase since the financial crisis, the third increase in 2017, the fourth increase in the last year, and the Fed reiterated their projection of three more rate increases in 2018 as well. How do the […]

2018: SBA Makes BIG Impact on Advisor M&A with New Acquisition Rules

SBA Levels the Financing Playing Field, Empowers Succession Advisors Fish buying whales with 100% Financing The new SBA rules going into effect January 1, 2018 is going to turn acquisition lending upside down in several key ways. For more information about the new rules read our AdvisorLoans Insight Article. SBA Paves Way for More […]

AdvisorLoans Creates Free Lending Guide eBook for Financial Advisors

Today, AdvisorLoans released their Advisor Lending Guide eBook. The eBook is available at no cost to either financial advisors or firms. Financial Advisors, RIAs, and firms now has an available lending guide written specifically for independent advisors seeking loans foracquisitions, partner buyouts, working capital, and business debt consolidation. There are a growing number of SBA […]

The Fiduciary Irony of SBA Bank Kickbacks to Firms and Vendors in the Independent Channel

The independent channel promotes fiduciary thinking, doing what is in the best interest of the client, and accountability. It frowns on pushing proprietary products, receiving kickbacks, and not disclosing commissions. It is ironic, even alarming, that these hallmarks of the independent channel mindset are not also always being applied to the benefit of independent advisors […]

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